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dPi Teleconnect offers a program for those just starting out or who have poor credit.
There is a package available that offers unlimited local calling, plus 100 minutes of free long distance at roughly $50/month. Features included are call waiting and caller ID.
There are no service agreements, deposits or credit checks and service can be prepaid.
A five-day grace extension can be added to your package for a few dollars a month and a dPi Club package that includes credit counseling, plus a three month payment waiver in the event of job loss, can be added for $3/month.
dPi also offers prepaid cellular and Internet services.